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In the latest research carried out by PolicyBee, it was found that small businesses are quite perplexed with Professional Indemnity Insurance and it causes quite the confusion. This confusion and lack of understanding resulted in around 40% of respondents not getting a professional indemnity cover, leaving them exposed.

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No matter how careful you try to be, your business is sure to face at least some legal issues. Up to 53 percent of all small businesses are involved in at least one lawsuit or a legal issue in any given year, and those events can bring a company to a grinding halt. These four measures will help you protect your business from indictments and lawsuits. Ogborn Mihm highlights the ways in which you can protect your business.
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Small business owners struggle with insurance policies that are in place, claiming that they use too much jargon and can be difficult to understand. With the rising threats of cyber-attacks, terrorism and severe weather conditions, small businesses need to have a good insurance policy in place more than ever.

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As Brits, weather is not usually on our side. However, when you run a business and are faced with severe weather conditions such as several inches of snow, there are only certain things you can do. There are a few ways of mitigating the effects of bad weather on businesses, and of course they will vary. If you are a blogger, you might work from home and snow may have minimal effect on your day to day business. On the other hand, if you run a coffee shop on a high-street, then getting customers and staff through the door will pose a challenge.
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Professional indemnity insurance will protect you against claims made by past or present clients as a result of mistakes you may have made while carrying out your work.
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If you are a professional contractor or consultant, you may be required by your client to carry adequate business insurance, or you may decide to insure your company for your own peace of mind.
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