Death in Service Cover, also known as Group Life Insurance, is a company Life Insurance policy covering multiple employees that have owned and paid for by your business.
[continue reading…]small business insurance
Drewberry offer health insurance for business owners (contractors, self-employed, freelancers) as well as the opportunity for small business owners to provide private health insurance for their employees.
[continue reading…]2020 has been extremely challenging. Individuals and businesses alike have faced the onslaught of coronavirus, lockdowns and associated economic slumps.
[continue reading…]Every business needs to have insurance, although the types of insurance needed will vary from business to business. The type of business insurance that your small business needs will depend on various factors such as; whether you have employees working for you, if you’re in contact with members of the public, what kind of building you are running your business from and what kinds of contents you have. When it comes to business insurance you will need to consider and evaluate what needs to be protected and what is a risk.
Any business, small or big, is never completely safe and carries series of risks with it, such as personal safety, consumer market transitions, theft, potential legal issues and so much more. Most small businesses do not have enough budget to support the outcome of any of these risks mentioned. That’s why they constantly need to work in preventing such risks in order to continue with their success when new opportunities and obstacles present. As a business owner, you need to take steps to minimise these kinds of risks by obtaining insurance for your business and assets and implementing security measures as well as disaster planning.
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No matter how careful you try to be, your business is sure to face at least some legal issues. Up to 53 percent of all small businesses are involved in at least one lawsuit or a legal issue in any given year, and those events can bring a company to a grinding halt. These four measures will help you protect your business from indictments and lawsuits. Ogborn Mihm highlights the ways in which you can protect your business.
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Small business owners struggle with insurance policies that are in place, claiming that they use too much jargon and can be difficult to understand. With the rising threats of cyber-attacks, terrorism and severe weather conditions, small businesses need to have a good insurance policy in place more than ever.
